Yes, your health insurance can cover your medical bills related to your accident. Your attorney will know how to make sure both you and your insurance provider receive a reimbursement after the settlement.

Even if your car seems perfectly fine or the damages seem minor, we recommend having your car inspected by an auto mechanic before you continue driving. There could be problems that may not initially be visible to you that may place you at risk for another accident or injury.

Damage to your car is factored into your settlement. If your car is totaled, it will be valued at fair market value. In other words, the car will be worth what an identical car would sell for on the market today (not what you bought the car for). If you’re interested in obtaining an estimate for what that value might be, you can use a site like cars.com to search for similar cars in your area. Your personal injury attorney will help you determine the true value of your car and factor it into the full value of your case.

There are several factors to consider when deciding on an attorney to hire. First and foremost, you want to find an attorney that specializes in personal injury. Attorneys that don’t specialize in personal injury may not be as well-versed in the laws and might not be able to recover as much on your behalf. Once you’ve narrowed in on a few personal injury attorneys, you should consider their reviews, whether or not they have a history of obtaining results, and whether or not you feel comfortable working with them.

At Megeredchian Law, we place results above all else. Our attorneys will work tirelessly to earn you the compensation you deserve and our case results prove that. You will have access to your attorney whenever you call and you’ll never be left in the dark wondering what is happening with your case.

All motorists are required to carry insurance by law. However, not everyone follows the law. A study conducted by the Insurance Research Council found that close to 15% of all California drivers are currently uninsured. Furthermore, it’s estimated that roughly 50% of all car accidents in California involve an uninsured or underinsured driver. If you’re involved in an accident with a driver who has no insurance coverage, there are two avenues of recourse.

One option would be to sue the uninsured at fault driver directly to go after their personal assets. While this is an option, it’s not always a viable option. Often, drivers who don’t have insurance also don’t have very many assets. The best course of action is usually to file a claim against your own insurance policy with uninsured or underinsured motorist coverage (UIM).

All auto insurance policies are required to include uninsured or underinsured motorist coverage in California, unless the policy holder waives the coverage. Typically, UIM coverage cannot exceed the amount of your standard liability coverage. UIM is also helpful in situations where the at fault driver has insurance, but the coverage is too small to pay for all of your damages. In those scenarios, UIM will cover the difference.

Whether or not your case goes to court will depend on how negotiations with the insurance company go. If the insurance company refuses to pay the full value of your claim, a lawsuit will be filed. Attorneys will sometimes try to reach a settlement amongst themselves before trial. If this is not possible, your case will go to trial.